Disclaimer

The Time and Money Group, LLC Agreement & Disclaimer

This Agreement, between The Time and Money Group, LLC and Michael K. Dawson, (referred to in this Agreement as “TTaMG”) including the http://www.thetimeandmoneygroup.com web site (referred to in this Agreement as the “Website”) and the subscriber or website visitor (referred to in this Agreement as “Subscriber”) describes the terms and conditions upon which the Subscriber may use the information available at the Website.

All material at the Website is for informational purposes only and is believed to be accurate at the time of its publication. This information is not intended to and does not constitute the rendering of investment advice. TTaMG is not a registered investment advisor and TTaMG is not responsible for any actions taken by Subscribers as a result of the information published at this Website. Subscribers should perform their own due diligence and consult with a professional investment advisor, if appropriate, prior to making any decisions regarding investments discussed at the Website.

Certain products and services are subject to a no refund policy.  All such products and services are duly noted on Website.

This Agreement Was Last Updated on November 1, 2007