An interesting perspective on interest rates and the housing market. “Ironically, one of the only remaining props in the housing market is the belief that the Fed will keep raising rates, which pushes remaining home buyers to buy before mortgage rates move up. However, once the general perception is that the Fed is done, this [...]
The basic premise of investing is the same across asset classes. The objective is to buy low and sell high. Astute investors study their respective markets and patiently wait for a buying opportunity. Most under appreciate the waiting game, but it is critical to your sucess. During the waiting process investors don’t simply passively wait, but it [...]
There are boom and bust cycles in every industry. In retrospect, we know exactly where the peaks and valleys occurred. However, during the cycle we can only guess. As investors, we need to be prepared to profit during each phase of the cycle. I recently read an interesting article on “How to survive a slow market.” He [...]
Education costs are up. Food prices are up. Energy prices are up. However, according to the government’s CPI statistics inflation is around 3%. Have you ever wondered how could that be? Payments to people receiving Social Security benefits would be at least 43% higher with a true statement of the CPI. We know that’s not going to happen.
Dollar cost averaging (DCA) is a technique designed to reduce market risk through systematic purchase of securities at predetermined intervals and set amounts. If you participate in your company’s 401K plan, knowingly or unknowingly, you are practicing dollar cost averaging. Each pay period your company deducts a specified dollar amount from your paycheck; the plan [...]
The days of 20-30% annual real estate apprecation, in some locals even more, are history. However, if you acquired rental properties during the boom and are not overleveraged you may be in the driver’s seat. I just discovered Peter Schiff, President of EuroPac Capital, I like what I have read and heard so far. The [...]
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