All Entries Tagged With: "retirement planning"
Do 401K plans still make sense?
Millions of Americans, unbeknown to them, are trusting their retirement to the luck of the stock market draw. I recently talked about this in my post 401Ks: Main Street’s Friend or Foe? I just stumbled across a great article from the Wall Street Journal that adds data to my intuitive thinking. Boston College’s retirement research [...]
Look out Wall Street: Investors Are Getting Fed Up
Lifecycle funds are Wall Street’s latest concoction for the average investor. These funds invest in a combination of equity, fixed-income and short term funds. The funds use an automatic asset allocation strategy that becomes increasingly more conservative as one’s retirement date approaches. Since most set their allocation when joining a 401K plan and occasionally make [...]

