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Tips for Adult Children Helping Their Parents with Their Finances

Written by on April 7, 2013 in around the Web, your Money with 0 Comments

If I said that I had spent one minute thinking about helping my Mother manage her finances before it was staring me in my face I would be lying.  It’s just not something I thought about. BTW, finances are a walk in the park compared to managing health care issues. Actually they intersect at a […]

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Budgeting When You Are Broke

Written by on April 7, 2013 in around the Web, your Money with 0 Comments

Source: Investopedia.com I cracked up when I read that headline.  Most of us have been broke at some point in our lifetime.  Some of us have been broker than others, but it all relative.   If you find yourself  knee deep in debt – here are 10 steps to make your financial life less stressful. […]

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Do 401K plans still make sense?

Written by on March 25, 2009 in Investing, your Money with 0 Comments
Do 401K plans still make sense?

Millions of Americans, unbeknown to them, are trusting their retirement to the luck of the stock market draw.  I recently talked about this in my post 401Ks: Main Street’s Friend or Foe? I just stumbled across a great article from the Wall Street Journal that adds data to my intuitive thinking. Boston College’s retirement research […]

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401Ks: Main Street’s Friend or Foe?

Written by on March 1, 2009 in your Money with 0 Comments
401Ks: Main Street’s Friend or Foe?

After the market was pounded to the tune of -40% last year, most didn’t think that it could get much worse.   Well it has.  January and February of 2009 have the esteemed privilege of being the worst first two months in the DOW’s 113 year history.  After two months, the DOW is off nearly 20%. […]

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Why Women Face a Retirement Crisis

Written by on April 26, 2007 in Women and Money, your Money with 0 Comments
Why Women Face a Retirement Crisis

Articles written specifically for women on money issues most often include lessons for men as well.  I found the following table quite interesting and alarming. This quote follows the table: “You’ll notice there aren’t any contribution suggestions for you 45-year-olds if you don’t have at least 3 times your income saved. That’s because T. Rowe […]

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The Risks of Being Audited

Written by on April 18, 2007 in your Money with 0 Comments

April 18 – it’s time to relax.  Unless you are like me and have filed for an extension your taxes are in, but can you really relax.  What if the IRS has a couple of questions for you?  The following article discusses the probability of being audited as well as the process.  According to this […]

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Personal Tax Earmarking

Written by on April 13, 2007 in your Money with 0 Comments

A reader sent me the link to a site on Tax Earmarking.  It sounds like an interesting concept.   However, I question some of the benefits.  For example, this concept would encourage people to file taxes earlier.  Since I typically owe the Government money, I am not paying until the last possible moment.  Another benefit is that […]

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Debt and Financial Freedom Don’t Mix

Written by on March 30, 2007 in your Mind, your Money with 3 Comments
Debt and Financial Freedom Don’t Mix

One of my least favorite subjects in the financial freedom arena is debt reduction.  People use all kinds of reasons to justify their debt and it becomes a very emotional struggle to eliminate it.  I am pleased that I have adopted the “Not So Easy” approach to financial freedom.  That way I don’t have to […]

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